45% Wish They’d Started Saving Sooner

New research reveals Americans are rethinking the money side of major life milestones. While 83% say there’s no set age for these goals, 45% admit they didn’t prepare financially early enough. One-third wish they had delayed key moments to be more financially secure. 42% see retirement planning as their top wealth-building opportunity. Buying a home is the most impactful life change, though many underestimated the costs. On average, Americans think the ideal timeline is: start saving for retirement at 27, land your dream job at 29, buy a first home at 30, earn six figures by 35, become debt-free at 41, and retire at 58. However, 34% say they’d trade timing for better financial footing. While 17% think milestones should happen by specific ages, 44% are glad they achieved goals when they did. But 22% have felt behind, often relying on family to avoid falling further back. (Story URL)